HAD to retire my beloved multi-purpose old friend, but this sleeker looking model took up the load with ease. I like the fact that it will hold but I can remove the checkbook, but can forsee some problems getting my ID loose from the rather tight holder in the checkbook after awhile and the cover makes it hard to see if left in the holder. The two snap closure is a good idea, and I am tight on the outer snap. I keep my CCs in a separate holder and it might have been too tight if I had enclosed them with the rest of my "card stuff". Absolutely no room for a phone and that is fine with me. So far I am pleased with my purchase. I hope it will last for 15 years like my last one. Ok, maybe just another 10 or so.
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