Review on AB401k by Mike Ogunlana

The flexibility in terms of choosing investments (mutual funds). I like how easy it was to set up this account compared to other investment options we had before switching over. Not much - maybe some tax advantages? Nothing really! We have been able compare different mutual fund choices within an employer sponsored 403b/457l savings accounts vs these new alternatives offered by my employers through their HR department. Our previous choice were very expensive so moving forward now allows us access to lower cost index investing which will hopefully lead towards better outcomes down road when time comes around to retiree benefits etc..